Data. Progressive has troves of it and we’re using it every day to not only serve up the most accurate prices, but to empower drivers to be safer on the roads and waterways. We recently took a look at our claims data from all 50 states and the District of Columbia for 2014 to uncover the most common dangers. Here’s what we found:

  • Rear-end accidents took the top spot for auto insurance claims. Given this, you might consider thinking twice before following the person in front of you too closely.
  • The Fourth of July weekend was particularly dangerous for boaters in 2014, with the top three days for boat insurance claims being July 5, July 4, and July 6. It’s a good reminder that boaters should be more cautious on busy summer weekends, especially that holiday.
  • The weekend might seem like a more dangerous time to be on the road. However, more claims occurred on each of the weekdays than on Saturday or Sunday. Be extra vigilant when commuting in the morning and afternoon.
  • While winter driving can be dangerous, December saw the lowest volume of claims of any month, and May had the highest. This was largely due to the spring hail season, an often-overlooked catastrophe that damages thousands of vehicles each year.
  • The weekend might seem like a more dangerous time to be on the road. However, more claims occurred on each of the weekdays than on either Saturday or Sunday.
  • One might think that the biggest dangers on the road for motorcyclists are cars and trucks, but in 2014 there were more single-vehicle motorcycle claims than any other type. In fact, there were more single-vehicle claims than the next three types combined.
  • You are more likely to have your car broken into or stolen in the District of Columbia than any other state. The rest of the states in the top five for theft and break-ins were California, Washington, Missouri and Hawaii.
  • The top five states in which a person was most likely to file an auto claim were all on the East Coast—The District of Columbia, Massachusetts, Maryland, New York and South Carolina. The state where customers were least likely to file an auto claim was Oklahoma.

For a complete breakdown of our auto, boat, commercial lines and motorcycle claims, explore the infographic below. Be safe on the roads and waterways this year. Download as a .pdf here.